Paid off a bill I thought I would never clear - 22 weeks in

My first paycheck after 22 weeks arrived today. I am in Memphis, in case local advice matters. I called the lender and they worked with me. Thank you for reading.

Congratulations! Small wins matter a lot.

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.