What do I say about why I left my last job? after 16 years as a bank teller

My whole team was cut and I want to say it calmly. This is my first time dealing with any of this. I also do not want to seem like a risk.

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.

If a company has been in the news for layoffs, you can mention that. Often the interviewer already knows.