Trimming expenses while I search (Wichita)

My income dropped to unemployment benefits and my bills have not changed. This is my first time dealing with any of this. I am nervous about the credit card minimums. Did any lender work with you?

A simple budget with three columns, fixed, flexible and optional, made decisions faster.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.