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Trimming expenses while I search - first time posting

  • Elena Kowalski

    5/30/2026, 2:04:30 PM

    We are a household of 13 and need to cut costs quickly. Thank you in advance. I am nervous about the credit card minimums. What helped the most?

  • Kwame Kowalski

    7/19/2026, 7:03:54 AM

    Subscriptions first, then the phone plan. I saved about $550 a year just by switching to a cheaper plan.

  • Hiro Kowalski

    9/23/2026, 3:31:49 AM

    A simple budget with three columns, fixed, flexible and optional, made decisions faster.

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