Trimming expenses while I search after 12 years as a logistics coordinator

I have 11 months of savings and I am trying to stretch them after being let go as a logistics coordinator. I am in Buffalo, in case local advice matters. I am nervous about the credit card minimums.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.