Trimming expenses while I search after 10 years as an accountant

My income dropped to unemployment benefits and my bills have not changed. I listed every subscription and found several I forgot. Did any lender work with you?

Subscriptions first, then the phone plan. I saved about $800 a year just by switching to a cheaper plan.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.