Trimming expenses while I search - 14 months and counting

My income dropped to unemployment benefits and my bills have not changed. I am in Jacksonville, in case local advice matters. I listed every subscription and found several I forgot. Did any lender work with you?

Thanks for writing this out. I went through something close to it 14 months ago, and it settled down once I kept a simple log of every call and form.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.