Making savings last after losing my job (update)

We are a household of 10 and need to cut costs quickly. I am nervous about the credit card minimums. Did any lender work with you?

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

Subscriptions first, then the phone plan. I saved about $1200 a year just by switching to a cheaper plan.