Making savings last after losing my job, production planner here

I have 4 months of savings and I am trying to stretch them after being let go as a production planner. This is my first time dealing with any of this. I am nervous about the credit card minimums. Did any lender work with you?

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.