Making savings last after losing my job (Buffalo)

We are a household of 12 and need to cut costs quickly. I would rather hear the honest version than the polite one. I am nervous about the credit card minimums. What did you cut first?

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.