Making savings last after losing my job, accounts payable clerk here

My income dropped to unemployment benefits and my bills have not changed. I have been trying to stay organised about it. I am nervous about the credit card minimums.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.

Thanks for writing this out. I went through something close to it 10 months ago, and it got easier once I kept a simple log of every call and form.