Making savings last after losing my job

I have 12 months of savings and I am trying to stretch them after being let go as a barista. I would rather hear the honest version than the polite one. I am nervous about the credit card minimums. Did any lender work with you?

Subscriptions first, then the phone plan. I saved about $450 a year just by switching to a cheaper plan.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.