Budget after a layoff: what did you cut first? - what worked for you?

I have 11 months of savings and I am trying to stretch them after being let go as a payroll clerk. I listed every subscription and found several I forgot. Did any lender work with you?

A simple budget with three columns, fixed, flexible and optional, made decisions faster.

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.