Budget after a layoff: what did you cut first? - what worked for you?

I have 4 months of savings and I am trying to stretch them after being let go as a welding apprentice. There are 13 people counting on me, so I am trying to be careful. I am nervous about the credit card minimums. Did any lender work with you?

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

Keep everything in writing and save the confirmation numbers. It saved me later.