Thread
Budget after a layoff: what did you cut first? (update)
Lukas Solberg
4/15/2026, 11:44:23 PM
My income dropped to unemployment benefits and my bills have not changed. I am in Austin, in case local advice matters. I am nervous about the credit card minimums. What did you cut first?
Sofia Solberg
6/23/2026, 8:09:23 AM
I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.
Ingrid Solberg
9/20/2026, 2:30:48 PM
Subscriptions first, then the phone plan. I saved about $950 a year just by switching to a cheaper plan.
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