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Budget after a layoff: what did you cut first? (update)

  • Taylor Munoz

    8/16/2026, 8:37:32 PM

    We are a household of 12 and need to cut costs quickly. I have read a lot of threads here and could not find my exact situation. Rent and the car are the biggest costs. What did you cut first?

  • Morgan Munoz

    8/27/2026, 8:19:31 PM

    Subscriptions first, then the phone plan. I saved about $450 a year just by switching to a cheaper plan.

  • Alex Munoz

    9/22/2026, 2:04:02 PM

    I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

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