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Budget after a layoff: what did you cut first? (update)

  • Quinn Okafor

    9/2/2026, 2:07:21 AM

    We are a household of 12 and need to cut costs quickly. I have read a lot of threads here and could not find my exact situation. I am nervous about the credit card minimums. Did any lender work with you?

  • Riley Okafor

    9/22/2026, 2:50:18 PM

    I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

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