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Budget after a layoff: what did you cut first? (update)

  • Freya Nystrom

    8/7/2026, 7:57:51 PM

    I have 8 months of savings and I am trying to stretch them after being let go as a customer-service rep. I have read a lot of threads here and could not find my exact situation. I am nervous about the credit card minimums. What helped the most?

  • Chidi Nystrom

    9/26/2026, 11:26:11 AM

    Subscriptions first, then the phone plan. I saved about $1200 a year just by switching to a cheaper plan.

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