Budget after a layoff: what did you cut first? (St. Louis)

I have 5 months of savings and I am trying to stretch them after being let go as a school bus driver. I am nervous about the credit card minimums. Did any lender work with you?

Subscriptions first, then the phone plan. I saved about $950 a year just by switching to a cheaper plan.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.