Thread
Budget after a layoff: what did you cut first? (Sacramento)
Avery Halvorsen
5/22/2026, 10:40:17 PM
My income dropped to unemployment benefits and my bills have not changed. Rent and the car are the biggest costs.
Jamie Halvorsen
8/12/2026, 8:03:23 PM
A simple budget with three columns, fixed, flexible and optional, made decisions faster.
Morgan Halvorsen
9/17/2026, 5:29:09 PM
Subscriptions first, then the phone plan. I saved about $950 a year just by switching to a cheaper plan.
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