Budget after a layoff: what did you cut first?, operations analyst here

I have 5 months of savings and I am trying to stretch them after being let go as an operations analyst. I am nervous about the credit card minimums. Did any lender work with you?

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.