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Budget after a layoff: what did you cut first? - first time posting

  • Gemma Eriksen

    6/27/2026, 3:07:19 AM

    We are a household of 13 and need to cut costs quickly. This is my first time dealing with any of this. I am nervous about the credit card minimums. What helped the most?

  • Farid Eriksen

    7/30/2026, 6:03:36 AM

    Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

  • Camila Eriksen

    9/22/2026, 6:57:05 AM

    A simple budget with three columns, fixed, flexible and optional, made decisions faster.

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