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Budget after a layoff: what did you cut first? - first time posting

  • Avery Nkemelu

    8/23/2026, 11:07:27 PM

    My income dropped to unemployment benefits and my bills have not changed. There are 3 people counting on me, so I am trying to be careful. I listed every subscription and found several I forgot. What helped the most?

  • Jamie Nkemelu

    9/17/2026, 7:48:06 AM

    Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

  • Morgan Nkemelu

    9/27/2026, 1:31:44 PM

    I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

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