Thread
Budget after a layoff: what did you cut first? - first time posting
Sanjay Baptista
5/12/2026, 9:54:38 AM
We are a household of 14 and need to cut costs quickly. I am nervous about the credit card minimums. What did you cut first?
Thea Baptista
5/23/2026, 4:45:38 AM
I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.
Oskar Baptista
9/20/2026, 6:07:10 PM
A simple budget with three columns, fixed, flexible and optional, made decisions faster.
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