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Budget after a layoff: what did you cut first? - first time posting

  • Sanjay Baptista

    5/12/2026, 9:54:38 AM

    We are a household of 14 and need to cut costs quickly. I am nervous about the credit card minimums. What did you cut first?

  • Thea Baptista

    5/23/2026, 4:45:38 AM

    I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

  • Oskar Baptista

    9/20/2026, 6:07:10 PM

    A simple budget with three columns, fixed, flexible and optional, made decisions faster.

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