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Budget after a layoff: what did you cut first? - first time posting

  • Emeka Kowalski

    6/18/2026, 2:45:23 PM

    We are a household of 16 and need to cut costs quickly. I would rather hear the honest version than the polite one. I am nervous about the credit card minimums.

  • Bjorn Kowalski

    9/27/2026, 1:41:47 AM

    A simple budget with three columns, fixed, flexible and optional, made decisions faster.

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