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Budget after a layoff: what did you cut first?

  • Jamie Voss

    4/18/2026, 4:26:28 PM

    We are a household of 11 and need to cut costs quickly. I have been trying to stay organised about it. I am nervous about the credit card minimums. What helped the most?

  • Riley Voss

    4/18/2026, 4:38:44 PM

    I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

  • Taylor Voss

    9/24/2026, 9:52:18 PM

    A simple budget with three columns, fixed, flexible and optional, made decisions faster.

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