Thread
Budget after a layoff: what did you cut first?
Carlos Thorne
4/23/2026, 12:36:54 PM
We are a household of 9 and need to cut costs quickly. I am in Tucson, in case local advice matters. I am nervous about the credit card minimums. What did you cut first?
Mei Thorne
7/15/2026, 11:08:20 PM
Subscriptions first, then the phone plan. I saved about $750 a year just by switching to a cheaper plan.
Kwame Thorne
9/25/2026, 11:42:57 PM
A simple budget with three columns, fixed, flexible and optional, made decisions faster.
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