Thread
Budget after a layoff: what did you cut first?
Gemma Marchetti
6/13/2026, 4:17:29 PM
My income dropped to unemployment benefits and my bills have not changed. I am in San Diego, in case local advice matters. I am nervous about the credit card minimums. What helped the most?
Farid Marchetti
8/1/2026, 5:19:18 AM
Subscriptions first, then the phone plan. I saved about $600 a year just by switching to a cheaper plan.
Camila Marchetti
9/26/2026, 9:51:38 PM
I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.
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