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Budget after a layoff: what did you cut first?

  • Gemma Marchetti

    6/13/2026, 4:17:29 PM

    My income dropped to unemployment benefits and my bills have not changed. I am in San Diego, in case local advice matters. I am nervous about the credit card minimums. What helped the most?

  • Farid Marchetti

    8/1/2026, 5:19:18 AM

    Subscriptions first, then the phone plan. I saved about $600 a year just by switching to a cheaper plan.

  • Camila Marchetti

    9/26/2026, 9:51:38 PM

    I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.

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Budget after a layoff: what did you cut first? - WUUUH forum