Budget after a layoff: what did you cut first? (Boston)

I have 13 months of savings and I am trying to stretch them after being let go as a production planner. It has been weighing on me all week. I am nervous about the credit card minimums. Did any lender work with you?

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.