Budget after a layoff: what did you cut first?, bank teller here

My income dropped to unemployment benefits and my bills have not changed. It has been weighing on me all week. I listed every subscription and found several I forgot. Did any lender work with you?

Subscriptions first, then the phone plan. I saved about $1150 a year just by switching to a cheaper plan.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.