Budget after a layoff: what did you cut first? - any advice?

I have 9 months of savings and I am trying to stretch them after being let go as a school bus driver. Any experience at all would help. Rent and the car are the biggest costs. Did any lender work with you?

A simple budget with three columns, fixed, flexible and optional, made decisions faster.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.