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Budget after a layoff: what did you cut first? (Albuquerque)

  • Tariq Kojima

    7/8/2026, 3:04:56 PM

    We are a household of 3 and need to cut costs quickly. I would rather hear the honest version than the polite one. I am nervous about the credit card minimums. Did any lender work with you?

  • Mei Kojima

    8/8/2026, 4:00:23 AM

    Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

  • Yuki Kojima

    9/22/2026, 3:30:54 AM

    Subscriptions first, then the phone plan. I saved about $250 a year just by switching to a cheaper plan.

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