Budget after a layoff: what did you cut first? after 9 years as an IT help-desk technician

I have 10 months of savings and I am trying to stretch them after being let go as an IT help-desk technician. I would rather hear the honest version than the polite one. I listed every subscription and found several I forgot. Did any lender work with you?

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.