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Budget after a layoff: what did you cut first? after 18 years as a retail manager

  • Vivek Grimaldi

    7/2/2026, 1:32:44 PM

    We are a household of 18 and need to cut costs quickly. I would rather hear the honest version than the polite one. I am nervous about the credit card minimums. What helped the most?

  • Sanjay Grimaldi

    9/17/2026, 4:53:58 AM

    A simple budget with three columns, fixed, flexible and optional, made decisions faster.

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