Budget after a layoff: what did you cut first? after 15 years as an accountant

I have 10 months of savings and I am trying to stretch them after being let go as an accountant. I am nervous about the credit card minimums.

Subscriptions first, then the phone plan. I saved about $400 a year just by switching to a cheaper plan.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.