Budget after a layoff: what did you cut first? after 10 years as a delivery driver

I have 12 months of savings and I am trying to stretch them after being let go as a delivery driver. I would rather hear the honest version than the polite one. I am nervous about the credit card minimums. What helped the most?

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.