Budget after a layoff: what did you cut first? - 9 weeks in

My income dropped to unemployment benefits and my bills have not changed. There are 10 people counting on me, so I am trying to be careful. I listed every subscription and found several I forgot.

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

I called the landlord and the card company early. Both offered a short payment plan, which I did not expect.