Budget after a layoff: what did you cut first? - 9 months and counting

My income dropped to unemployment benefits and my bills have not changed. Thank you in advance. Rent and the car are the biggest costs. Did any lender work with you?

A simple budget with three columns, fixed, flexible and optional, made decisions faster.

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.