Thread
Budget after a layoff: what did you cut first?
Thea Okafor
4/22/2026, 9:29:57 PM
My income dropped to unemployment benefits and my bills have not changed. It has been weighing on me all week. I listed every subscription and found several I forgot. Did any lender work with you?
Sanjay Okafor
6/10/2026, 2:47:24 AM
Subscriptions first, then the phone plan. I saved about $1000 a year just by switching to a cheaper plan.
Oskar Okafor
9/20/2026, 12:08:16 PM
Thanks for writing this out. I went through something close to it 11 months ago, and it got easier once I kept a simple log of every call and form.
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