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Budget after a layoff: what did you cut first?

  • Camila Kojima

    8/12/2026, 1:01:58 AM

    My income dropped to unemployment benefits and my bills have not changed. This is my first time dealing with any of this. I am nervous about the credit card minimums. What did you cut first?

  • Bhavna Kojima

    8/12/2026, 7:34:59 PM

    Subscriptions first, then the phone plan. I saved about $550 a year just by switching to a cheaper plan.

  • Freya Kojima

    9/21/2026, 5:09:15 PM

    Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

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