Thread
Budget after a layoff: what did you cut first?
Camila Kojima
8/12/2026, 1:01:58 AM
My income dropped to unemployment benefits and my bills have not changed. This is my first time dealing with any of this. I am nervous about the credit card minimums. What did you cut first?
Bhavna Kojima
8/12/2026, 7:34:59 PM
Subscriptions first, then the phone plan. I saved about $550 a year just by switching to a cheaper plan.
Freya Kojima
9/21/2026, 5:09:15 PM
Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.
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