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Budget after a layoff: what did you cut first?

  • Fatima Mercer

    4/16/2026, 2:32:03 PM

    We are a household of 11 and need to cut costs quickly. I have read a lot of threads here and could not find my exact situation. Rent and the car are the biggest costs. What did you cut first?

  • Wei Mercer

    6/15/2026, 9:23:23 AM

    A simple budget with three columns, fixed, flexible and optional, made decisions faster.

  • Avery Mercer

    9/25/2026, 6:19:35 AM

    Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

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