Budget after a layoff: what did you cut first?

We are a household of 11 and need to cut costs quickly. I would rather hear the honest version than the polite one. I am nervous about the credit card minimums. Did any lender work with you?

A simple budget with three columns, fixed, flexible and optional, made decisions faster.

Subscriptions first, then the phone plan. I saved about $350 a year just by switching to a cheaper plan.