Budget after a layoff: what did you cut first?

We are a household of 15 and need to cut costs quickly. This is my first time dealing with any of this. I am nervous about the credit card minimums. Did any lender work with you?

Subscriptions first, then the phone plan. I saved about $1200 a year just by switching to a cheaper plan.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.