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Budget after a layoff: what did you cut first?

  • Morgan Mercer

    7/5/2026, 4:27:32 AM

    We are a household of 12 and need to cut costs quickly. I am nervous about the credit card minimums. What did you cut first?

  • Jordan Mercer

    9/28/2026, 7:29:41 PM

    Thanks for writing this out. I went through something close to it 10 months ago, and it got easier once I kept a simple log of every call and form.

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