Budget after a layoff: what did you cut first? - 12 months and counting

I have 12 months of savings and I am trying to stretch them after being let go as an event coordinator. I do not usually post, so bear with me. I am nervous about the credit card minimums. Did any lender work with you?

Ask your utility about hardship programmes. Mine knocked a bit off my bill for several months.

A simple budget with three columns, fixed, flexible and optional, made decisions faster.