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Simple budget for a tight month - what worked for you?

  • Morgan Laurent

    8/10/2026, 3:14:25 PM

    My income is now a fraction of what it was as a teaching assistant and I am trying to cover the essentials. I am in Baltimore, in case local advice matters. I am nervous about falling behind. Any apps or methods?

  • Jordan Laurent

    9/21/2026, 8:34:47 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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