Simple budget for a tight month (update)

My income is now a fraction of what it was as a production planner and I am trying to cover the essentials. I have read a lot of threads here and could not find my exact situation. I am nervous about falling behind. Did lenders work with you?

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

A paper list of bills by due date helped me more than an app. I could see the month at a glance.