Simple budget for a tight month - first time posting

We are a household of 14 and the budget no longer works. I worked as a bank teller before this. I am nervous about falling behind.

Thanks for writing this out. I went through something close to it 14 months ago, and it settled down once I kept a simple log of every call and form.

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.