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Simple budget for a tight month - first time posting

  • Vivek Kowalski

    4/23/2026, 2:02:42 PM

    We are a household of 4 and the budget no longer works. I have read a lot of threads here and could not find my exact situation. I am nervous about falling behind. What helped you?

  • Sanjay Kowalski

    9/23/2026, 5:12:49 AM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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