Simple budget for a tight month - any advice?

My income is now a fraction of what it was as a logistics coordinator and I am trying to cover the essentials. I have read a lot of threads here and could not find my exact situation. The rent is fixed and the car payment is high. Did lenders work with you?

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.